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PERSONALIZE Your New Home Introduction

One of the most exciting aspects of buying a new home is the ability to personalize it. Depending on the type of home you purchase, and where it is in the construction process, you may have the option to choose your room configurations, cabinets, countertops, flooring, paint, woodwork, and more. Other times a home is already under construction so these choices are no longer available. Still, there’s a lot to be done, and to keep the construction of your home on track, you will likely have to make some decisions by specific “cut-off” dates. When it comes to personalizing your home, a little planning can go a long way. Here are a few tips and tools to help you prepare.

 		 
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Design the Deal Disclaimer
1 Down payment assistance offered through FHA & Nehemiah Program is subject to restrictions and applies only to Home[site] purchases on or before September 15, 2008. Program details vary by Neighborhood and may be part of or in addition to existing offers. 2 Tax credit of up to $7500 may be available from the IRS to qualified first-time homebuyers. The Act defines (in part) a first-time homebuyer as one who has not owned a principal residence during a 3-year period prior to purchase. Qualification for tax credit based upon first-time homebuyer status, income, purchase price of home and other Act and IRS requirements. You must consult your tax professional for complete tax credit details. A summary of the tax credit, for general guidance only, is found at www.federalhousingtaxcredit.com. 3 Flex Cash amount and terms varies by Neighborhood and Home[site]. 4 Based on a sales price of $449,000 with a 3% down with a loan of $440,974 including the UFMIP of $5,444 and interest rate of 5.875% (6.38% APR). The monthly P&I is $2,608.53. FHA MMI, taxes, HOA, and hazard insurance are additional and are not including in the above payment. Restrictions may apply. Interest rate, loan program, sales price and payments are estimates only and are subject to change without notice. Homesite must close escrow by November 15, 2008.
The terms of this offer, including prices, Neighborhoods, Home[sites] and plans, are effective on the date of publication and are subject to change without notice. See your sales counselors for further details. 08/08